High Risk Categories

Most high risk merchant are placed with acquiring banks in various locations around the world. These banks, certainly smaller than their mainland competitors, are willing to accept the greater risk to increase their revenues although the cost of doing business is much higher. We will attempt to place high risk business with North America processors when possible. This is exceptional, and usually when we can make a good case for the business and back it up with a good record of merchant processing statements. The benefit with bringing business to North American processors is because the discount rates are so much better; we're speaking 2-5% with conditions with respect to rolling deposits.

When business needs to be taken to Caribbean banks or overseas banks, we still attempt to acquire excellent rates. Our philosophy is simply, find the best deal for our clients, and keep the relationship for life. If your business falls in any of the categories below, give us a call; let us help you perhaps find a better rate, a better deal on rolling deposits, or just better services. We'd love to hear from you. www.transactcredit.com

The List:
Adult Sites and Products
Amusement & Recreation Services
Auto Rental
Bail Bondsmen
Buying / Shopping Clubs / Wholesale Clubs
Casino Merchant Accounts
Cellular Phones & Beepers
Check Cashing Services
Cigarette Merchant Account
Coin Shops
Collection Agencies
Computer Stores
Credit Interest Rate Reduction
Credit Repair
Custom Products
Dating
Detective Services
Door-to-Door Sales
Downloading of Software
Escort Services / Massage Parlours
E-wallet and E-cash.
General eCommerce and replica merchant accounts
Gun Shops
Hair Restoration Services
High charge backs/refunds merchant accounts
High Volume / High Ticket
Home / Apartment Operated Business
Horoscope / Fortune Tellers
Infomercials
Insurance Products
International Call Center Accounts
Internet / Custom Jewellery Sales
Internet Pharmaceuticals / Vitamins
Investment Opportunities
ISP and hosting services.
Lotteries
Meat Provisions, Freezer, Lockers
MLM (Multi-Level Marketing, Network Marketing) Merchant Accounts
Mortgage Services / Securities Sales
Online auctions and debt services.
Online casinos/gaming merchants.
Online dating merchant accounts
Online Pharmacy Merchant Account
Outbound / Inbound Telemarketing / Phone Solicitation
Pawn Shops
Prepaid Phone Card Accounts
Replica products.
Seminars, Educational
Sports Cards
Sports Forecasting / Consulting
Telecommunications Equipment Sales
Telemarketing merchants.
Time Share Sales
TMF Merchant Accounts
Tobacco and cigarettes.
Tobacco Merchant Account
Travel
Used Auto Sales
Vitamin and Herbal Product Merchant Accounts
Voice over IP merchant Accounts
Water Purifiers
Web Hosting accounts
Weight Loss Centers
World Gaming (role-playing) Accounts